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MARKET READY CONCIERGE · POWERED BY NOTABLE
Prepare your home now.
Pay later.
Market Ready Concierge gives qualified sellers a flexible way to cover many home-selling expenses without paying those costs upfront.
Up to $75,000Available funding varies by qualification.
$0 upfrontNo upfront cash required for used program funds.
Soft credit pullNo impact to credit to apply or access funds.
Your vendorsNo vendor restrictions for eligible expenses.
A FLEXIBLE WAY TO PREPARE FOR MARKET
Start with the selling strategy—not the project list.
The goal is not to spend more. It is to make the right improvements for your home, your likely buyer and your selling strategy.
We can help you identify where preparation may strengthen presentation and marketability, and where the expense may not be necessary.
HOW IT WORKS
A clear plan before the work begins.
Apply
Complete the Notable application. Program materials state there is no credit impact to apply or access approved funds.
Prepare
Use approved funds for eligible home-selling expenses and work with the vendors you choose.
Sell & repay
Bring the home to market. Funds, interest and applicable fees are repaid according to the loan terms.
COMMON USES
Use approved funds for qualifying home-selling costs.
- Interior or exterior painting
- Flooring replacement or refinishing
- Repairs and handyman work
- Landscaping and curb appeal
- Professional staging
- Cleaning and decluttering
- Storage and moving expenses
- Other qualifying home-selling costs
TYPICAL QUALIFICATIONS
Qualification and final terms are determined by Notable.
- 680+ FICO for up to $50,000
- 780+ FICO for up to $75,000
- List price under $4 million
- Sufficient equity in the home
- Listing agreement in place
- Additional eligibility criteria apply
PROGRAM DETAILS
What to know before you use it
Market Ready Concierge is a financing option, not a guarantee of a higher sale price or a faster sale. Qualification, credit limits and final loan terms are determined by Notable.
Up to $75,000Amount varies by FICO and underwriting.
$499 origination feeCharged when funds are first drawn.
8.99%–16.99% APRProgram sheet lists 0.75%–1.42% interest per month.
Interest on used funds onlyNo program cost if approved funds are never used.
RepaymentDue according to the seller's loan agreement and applicable repayment events.
QUICK ANSWERS
Important questions, answered plainly.
Program terms may change. Review the current Notable disclosures and your loan agreement before proceeding.
Does applying affect my credit?
Program materials state there is no impact to credit from the soft pull used to apply or access funds.
Do I have to use specific vendors?
No. The Market Ready Concierge materials state there are zero vendor restrictions for covered home-selling expenses.
What if the home does not sell?
Repayment may be triggered before a sale. Current disclosures state loan funds, interest and fees are due upon closing, termination of the listing agreement, loan acceleration or 12 months after origination, whichever occurs first.
Who provides the financing?
Loans are made by Notable Finance, LLC or Quorum Federal Credit Union, subject to credit approval and underwriting.
START WITH THE STRATEGY
Talk with us before you apply.
We can help you decide which improvements are worth considering, what can wait, and whether Market Ready Concierge fits the plan for your sale.
IMPORTANT PROGRAM DISCLOSURES
Interest applies. Loan funds, interest, and fees are due upon closing of the sale of the seller's home, termination of the seller's listing agreement, loan acceleration, or twelve months after origination, whichever is sooner. An origination fee applies when funds are drawn and interest continues to accrue until the loan is repaid in full. Subject to the terms and conditions of the seller's loan agreement with Notable Finance, LLC. Rules and exclusions apply. No guarantees or warranty of results are provided. Loan eligibility is not guaranteed, credit limits vary, and all loans are subject to credit approval and underwriting by Notable. Loans are made by either Notable Finance, LLC (NMLS #1824748) or Quorum Federal Credit Union. Neither the real estate brokerage, its agents, nor affiliated companies are providing the loan or property enhancement services. Fees or interest may apply. See notablehome.com/terms for current terms and conditions. This information is for informational purposes only and is not legal, financial or other professional advice.
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